5.1.0 About Us
Xceed is a Payment Scheme with innovative technologies for payments and financial transactions with focus on mobile and digital payments. Xceed is owned by a consortium of leading Nigerian banks.

Xceed Global was incorporated and granted license in 2013 by the Central Bank of Nigeria (CBN) to operate as a payment scheme.

Xceed Global is the owner of the registered trademark Xceed®, Person to Person with a patent granted in Nigeria in 2017 with the associated pay-off line Pay With Just Phone Number®.

Xceed owns the patent for the innovative Technology and Process that enables phone number to be used for different transactions available across all channels ATM, POS and WEB. These transactions are approved or authorized from ONLY the personal devices of the holder/customer of the Xceed bank/partner.

As one of the major players in the Payment Industry, Xceed is introducing this innovative and convenient payment option as another major contribution and added value to the payment industry.

5.1.1 The vision
To be the most preferred payment scheme in Africa.

5.1.2 The mission
Leverage our people and partners to securely enhance commerce and enable convenience through seamless transactions across multiple channels at all times.

5.1.3 Core values
R - Reliability
I – Inclusive innovation
S - Security
E - Enterprise